News

Fact vs. Fiction: Uncovering auto insurance myths

Like a teenager eager to try a new video game, playing before reading the rules, many drivers buy insurance without really understanding what they’re buying. In the rush to feel “covered,” they can skip the details. That can lead to frustration. Following are five insurance myths heard by some of the more than 13,000 claims people at Progressive, one of the country’s largest auto insurance companies:   Myth: I bought “full coverage” so everything’s paid for...

Shedding Light On Car Insurance Savings

It can be easier than you think to put the brakes on high auto insurance rates – as an independent agency, Burch Insurance can help! We can review your policy and possibly help you find a variety of illuminating ways to save money. Here are some things you may want to consider:

  • Ask us to check several companies’ rates...

Our New Springfield Location

We are happy to announce our office in Springfield has moved!  Please come and visit us at our new location, 305 W. Commerical, Springfield, MO 65803.

MissouriMedicareSupplementInsurance.com is here!

We have are grateful for the opportunity to work with so many Medicare eligible Missouri residents like yourself.  Working with such a great group of clients is very rewarding. In an effort to continue our commitment to great customer service, we would like you to be one of the first to hear about our new website, www...

Take The Time To Understand Your Policy

Insurance can be a lot of things, a hassle, another expense...But it can also be an extremely important part of putting your world back together in the event of a claim. Insurance can provide peace of mind if you take the time to review your policy with your agent and understand how you coverage works...

Take Pictures of Your Personal Belongings

In the event of a Homeowners Insurance claim, an adjuster will commonly ask you to provide a list of your personal belongings that were lost or damaged.  To make things a little easier during a potentially emotional time, take pictures of your personal belongings and keep them somewhere safe.  If something should happen, you will be glad that you did...

Talking Claims: Loss Reimbursement

In the event of a claim, it is important to understand how you will be reimbursed for your loss.  Generally speaking, there are two basic types of loss reimbursement, actual cash value and replacement cost coverage. Actual cash value coverage, reimburses an owner for only an item's depreciated value...

Not All Property Insurance Is The Same

There are many different types of policies available for homeowners, renters and apartment owners.  Understanding the difference can be very meaningful in the event of a claim. There are two basic subcategories when we talk about risks covered: named peril and all peril.  A named-peril policy specifies what is covered and excludes everything else...

Should You Buy The Optional Insurance When You Rent A Car?

Understanding your auto insurance policy might save you a lot of money when you are standing at the rental car counter.  Do a little homework before you rent your next car.  Here are a few tips.

  • Discuss your policy with your agent - a quick policy evaluation will help determine whether your coverage extends to your rental car...

Get A Quote On That New Car!

How much you pay for auto insurance is depends on several things.  Those things include, where you live, your age, your marital status and what you drive. You certainly can't do anything about your age, and you probably aren’t willing to move just to lower your insurance premiums. You can, however, choose a vehicle that costs less to insure...